InstaEscrow holds payments safely until the buyer receives their order. No more fake M-Pesa screenshots. No more disappearing sellers. Both sides win.
How your money flows
Billions of shillings are lost every year to social commerce fraud. Here's what both buyers and sellers face daily.
Buyers send doctored payment confirmations. Sellers ship products that were never actually paid for — losing both the item and income.
Sellers take payment and vanish. No product. No refund. No recourse. The buyer is left empty-handed with no way to recover their money.
Scammers clone real vendor accounts — same photos, similar handle. Buyers pay the fake account thinking it's their trusted seller.
Buyers pay by card, receive the goods, then dispute the charge with their bank. Seller loses the item AND the payment gets reversed.
Simple. Secure. No app to download. Works with M-Pesa & cards.
Enter the buyer's store name, item description, and price. InstaEscrow generates a unique payment link.
Send the payment link to your buyer via DM or WhatsApp. They pay via M-Pesa or card — the money goes into escrow, not to a random number.
Mark the order as delivered once shipped. The buyer gets notified and has 48 hours to confirm receipt.
Once the buyer confirms delivery, funds release to your M-Pesa instantly. No chasing payments.
Only pay sellers who use InstaEscrow. The payment link proves they're a real, registered vendor.
Pay with M-Pesa or card through the secure link. Your money is held in escrow — the seller can't touch it until you confirm delivery.
Get notified when the seller ships. Inspect what you received. If it's what you ordered, confirm delivery.
Wrong item? Never arrived? Open a dispute and your money stays frozen until it's resolved fairly.
Release on confirmation
Peace of mind fee
M-Pesa & card payments
Auto-release funds
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Whether you sell on social media or buy from online sellers — InstaEscrow makes sure nobody gets cheated.
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